Is It Too Late to Save My Home from Foreclosure?

Posted by Grady Beck // August 16, 2016 // Blog / Sell A House // Distressed Property / Distressed Seller / Foreclosure / Loan Modification / Quick Sale / ReFinance / Sell / Seller / Selling / Short Sale

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Once you’ve received a notice of default, the foreclosure process has begun, and you may find your foreclosure options are not as great as you would have hoped. Immediate response is essential whether you’ve just received the notice or if you are a homeowner who is a few days from foreclosure auction.

Foreclosure has a terribly negative impact on a homeowner’s credit score, and the first step to take is to contact your lender to discuss your foreclosure options and the possibility of slowing the foreclosure process. There are various foreclosure options you may have available to you. However, if you only have a few days before your foreclosure is complete, your best option is an investor. When you home is sold to an investor for cash, the close can occur in as little as a few days or less.

A loan modification or refinancing your loan may be an option, provided you have lender qualification. With a loan modification, your loan will be modified, lowering your monthly mortgage payments. Should you opt to refinance your home, your lender will need to approve the refinance.

A short sale is also an option, and one that will need to be approved by your lender. With a short sale, your lender will accept less than the mortgage balance, allowing you to sell your home quickly for below market value.

If time is running out, working with an established real estate investment firm who will buy your house for cash will likely be your best option for a fast sale, avoiding the damaging impact of a foreclosure on your credit score.

Fans ♡ Me!

Toni A.

Hi, We just bought and had the best realtor Grady Beck on Washington. He loves it here and knows the desert well. Honest and there for you.

John Travis

"Thank you very much Grady for the professional way you handled this sale of our house. And also the help and support during the whole process - very relieved!!! And very grateful too !!!"

Kenny & Kirsten Dickerson

President, EcoMaster Corporation

Grady is a fantastic realtor. I have sent him numerous referrals since he sold our home in the worst economy in US history for full price to the first person who walked in the door. He is honest, hardworking, creative and willing to go the extra mile to achieve superior results. Kenny Dickerson

Tim & Vanessa Ekno

Pastor, Faith Bible Church

Grady Beck is a highly professional Real Estate Consultant who exhibited great knowledge and a positive result when we last purchased real estate. Throughout our transaction, Grady’s work and word proved reliable and trustworthy. We felt confident we were getting expert service at all times and will most definitely contact Grady again when we have need of a Real Estate professional.

Past Client

This letter is recommending Mr. Grady Beck as a Real Estate Agent. He was the listing agent for our home in Rancho Mirage, CA. Mr. Beck as Real Estate Agent was extremely knowledgeable, courteous, and very professional therefore we highly recommend him as a reliable and trustworthy Real Estate Agent.

Tony Manjarrez & Kassandra Dorado

Grady helped our Family get the house of our dreams; it took a while as most short sales due. However he answered every question and pick up every phone call. To this day I still have others thanking me for passing along his number. Telling me you were right Grady got me the house. Thank You again. We love the house and also for helping everyone else I pass on to you.

Terry & Sara Sullivan

Director of Sales and Marketing at Crowne Plaza Los Angeles International Airport

Grady, is a true professional and provides the results. He spends the time with each client to make sure they are satisfied with the services provided. Grady exceed our expectations!!

David & Brenda DeGagne

Executive Director at Centre for Risk Management and Vice President Corporate Development at Noise Solutions Inc.

Grady was very attentive to our needs and worked hard to interpret those to the vendor reducing the amount of time it took to complete the transaction to a minimum. In addition Grady went far and beyond his responsibilities to guide us to reputable service providers to get our property in move in condition. We have no reservations about recommending Grady to anyone looking for property in the Palm Springs area.

Steve Fuchs & Karen Beasanski

Adjunct Professor at College of the Desert Docent and Chair of Scholarshp Committee at The Living Desert

Grady is a smart, talented real estate professional who delights in helping others. I also know him from his volunteer work at The Living Desert Zoo and Botanical Gardens where we both serve as docents; he was one of my trainers/teachers. I recommend him highly, not only for his real estate expertise, but as a fine, generous person.

Skip & Carol Bartz

Travel Agent Reservationist at Goldrush Getaways Consultant at Carol Bartz Education Consulting

We have found Grady to be a pleasure to work with. He is honest, will give you the facts as he sees them in relation to your situation. He follows through and does exactly what he says he will do. Grady is a very caring person and will give instruction or explanation to be certain that you understand what is needed or required. Grady is very easy to talk with and a joy to work with. We gladly recommend Grady Beck as a friend or a business associate.

Former Employer

Honest, conscientious, hard working, and knowledgeable… these are words that I would use to describe Grady Beck. He is an asset to our company and it has been a privilege to work with him.

Former Broker

I have known Grady to be professional, knowledgeable, and most of all incredibly responsive to his clients He is also honest and trustworthy in everything he does. I wish I had ten more agents just like him.

Former Co-Worker

I have worked with Grady and his wife Carol for the past three years. They are a great team, they are very professional and customer service oriented. They provide great service to their clients and are a true asset to the Team.

Steve & Lynda Stefani

I have referred Grady to at least 5 different clients to represent them in the sale of their homes as a short sale. Every client was extremely happy w/Grady’s knowledge of the short sale and foreclosure processes and communication. I have also worked with Grady as a buyer’s agent, when Grady was the listing agent. In all respects Grady was professional, represented his client well, and a pleasure to work with.

Fredy Rodriguez

Real Estate Agent/ Life Insurance Agent/ Intrapreneur

Grady is one of the Top Agents that I have known. He is a great example to follow. He is the kind of person that you want to be surrounded by all the time: energetic, knowledgeable, he is an expert on what he does and about; humble and sincere.

Pablo Gonzalez

It has been two and half years since I have known Grady as a close friend and a fine colleague at work. Grady is one of the most disciplined and punctual people I’ve ever known. His ability to work efficiently under stressful conditions and nerve-wrecking deadlines speaks volumes about his hard work, determination and his composed demeanor.

Tiffany Robinson-Livingston

Customer Service Representative Lawyers Title Palm Springs

I can’t tell you the numerous compliments I have received regarding Grady Beck’s performance on his transactions. He is one of the most professional yet personable Realtors I have worked with. Grady and his wife Carol ARE the ultimate TEAM in the real estate industry. I have closed countless short sales for them, all of which they were able to successfully negotiate with the Seller’s existing lender of record to lower their payoff amount in order to close escrow which helps the Seller avoid a foreclosure on their credit. To sum Grady up in one word: “unparalleled” service!!

Lucina Duran

Grady is a detailed oriented professional. Has extensive knowledge of the real estate field and was excellent to work with.

Sue Pixler

Former Area Manager at Titanium Solutions

It is my pleasure to recommend Grady Beck as a Local Listing Broker to market and sell real estate assets. I am the Area Manager for Titanium Solutions. Titanium Solutions is the leading provider of homeowner contacting and counseling services. We work with many of the nation’s largest mortgage servicers, primary mortgage insurers, government agencies and counseling agencies to facilitate communication with homeowners facing foreclosure, before it is too late. If counseling does not work then we will assist in the sale of the home. Overall, Grady has excellent communication skills and a very strong work ethic. He completes assignments without delay and in a professional manner. Grady is very passionate about his work and the clients that he works with. In the year and a half that I have known him, he has shown his determination to excel in this market by growing and expanding his business with new ventures. In conclusion, I think Grady Beck is a tremendous asset.

Bill & Vikki Schultz

Inspector, Schultz Property Inspection

We have worked with Grady on several transactions over the last few years. We have always found him to be very professional to work with. Grady has always believed in full disclosure in property transactions to protect everyone. This sets him apart from many agents that close their eyes to issues that may arise in a transaction. We would highly recommend Grady to any one we know.

Joe Frazier Sr.

Owner-Operator, Frazier Pest Control Inc.

Grady has been a loyal customer of mine and I always look forward to working with him on his real estate transactions. He is easy to work with and always very professional.

Delia Duchene

Senior Loan Officer at Banc Home Loans

I have worked with Grady as a Loan Officer on one of his transactions, very professional, and very caring person. He really enjoys his job.

Michael Raudabaugh

Channel Partner Sales, Support, Training & Leadership

I would like to give testimony to the deep integrity that Grady Beck possesses, and it shows itself in the person that Grady is, with his family, within his personal service, with the work that he does, and how Grady constantly reaches to the hearts and lives of so many others to encourage them and provide them with all that he has that he can help them with. He does not grow weary in doing good, and he does it not for personal praise, but simply to serve, and to quietly serve well through others. May people like Grady keep encouraged as he helps and serves others so diligently. Keep up the good work, Grady. What you sow you will bountifully reap. And thank you for impacting my own life in doing so!

Daniel Lopez

Real Estate Professional

Grady is very professional with his approach to Realty, he has great knowledge in this field, and is always there to lend a helping hand.

Chad Huggins

R&D Lab Manager at Krueger Engineering

Grady and I were students at OSU together. While there I consistently witnessed Grady put forth an extreme amount of effort in every task he undertook. He’s very easy to get along with and is quite personable. Any organization would be better with Grady among their ranks.

Thomas Cifrodella

Retired

I have known Grady to be a hard working, personable individual who emanates trust and friendship. He can be counted on to deliver when needed.

Casey Hughlett

Software Development Manager at Inter-State Studio & Publishing Company

Grady is a genuine, hard-working man of solid character. If he tells you he’ll do something, you can count on him. He stands for his values, and he goes the extra mile. It is my honor to call him friend.

Toni Aiello

Client and New Friend

First of all we want to say Grady Beck as our realtor went above and beyond the search for our new home. With us not knowing this area Grady was always so knowledgeable answering all her questions, he not only knew the area, but the plants that would grow well here, the wildlife surrounding the area, the weather and where to shop. Homebuying can be very stressful, but Grady always had a positive response encouraging us in knowing he was going to help us get the home that was right for us. Every home he showed us he was quick at finding the answers to our questions. We definitely would recommend Grady Beck he is an honest and wonderful advocate for his clients always having their best interest as his number one priority. As a human being he was so understanding of our situation and he had the patience of a saint. It was a privilege to work with someone with so much integrity, I would like to thank him for communicating our needs so perfectly to the seller. One last important bit of information is that Grady is still checking in on earth after the sale to make sure that we are settling in comfortably in our new home.

Bob McIntosh

Author | Speaker

Grady is a great real estate professional to connect yourself with. Having personally trained him I know that his expertise in the market is far superior to most and he will work hard to help you achieve whatever you are looking to accomplish. He is professional, courteous, energetic, personable, and if you have the opportunity to work with him I would HIGHLY recommend it!

Cheryl Blatt

Grady has been a client of mine for several years and he has always been a true professional. He’s a pleasure to work with.

Debbie McGowan

... he has a professional team and I’d work with him again.

Anne Fletcher-Jones

Grady is very knowledgeable and a very hard worker. I enjoyed working with him and know he will be an asset to any organization. I recommend him without reservation.

Mike Chedester

Grady is a hard working goal setting leader. Grady works well with others, his job at The Living Desert required him to manage and teach volunteers in all areas of the park, animal, plant and education. I would hire Grady again.

Bo Blakey

I have known Grady for nearly 18 years; he is honest and trustworthy, a man of character and integrity. He is faithful in his work and his family a man to whom I greatly respect and admire, He has a servants heart and the strength of a leader…I don’t say that about many people.

Taylor Loop

Grady is a great guy and takes excellent care of his clients, pleasure to work with!

Robert Watt

I've had the pleasure of having Grady as my agent on multiple transactions. I always felt in control of every decision being made and he delivered every time!

Bob & Sherry Barron

Grady will sincerely listen to your needs and deliver!

Manny & Toni Aiello

First of all we want to say Grady Beck as our realtor went above and beyond in the search for ournew home. With us not knowing this area Grady was always so knowledgeable answering all our questions, he not only knew the area, but the plants that would grow well here, the wildlife surrounding the area, the weather and where to shop. Home buying can be very stressful, but Grady always had a positive response encouraging us and knowing that he was going to help us get the home that was right for us. Every home he showed us he was quick at find the answers to all our questions. We definitely would recommend Grady he is an honest and wonderful advocate for his clients always having their best interest as his number one priority. As a human being he was so understanding at our situation and also had the patience of a Saint. It was a privilege to work with someone with so much integrity, and we would like to thank him for communicating our needs so perfectly to the seller. One last important bit of information is that Grady is still checking in on us after the sale to make sure that we are settling in our new home comfortably.

Sherry Barron

Grady listens but more than that, he will deliver. We have known him for many years and when we found out that we were moving to the area, we knew exactly who to call. He will walk you through the whole process and is available. He will always call you back. Thank you Grady! We love our new home!

Robert Watt

I've bought and sold homes with Grady as my agent, referred him to friends and family and he delivered every time! Even if you just have an idea of what your looking for Grady will help you with the rest!

Ray S.

Very professional gentleman. He is knowledgeable and knows the valley very well. I highly recommend him and definitely impressed with his website and blog. My wife and I will be doing business with him again.

Kerry & Carrie Graves

Grady is a great realtor and made the entire process very easy. I highly recommend him for all your realty needs!

Nick & Jessica Enders

We have known Grady Beck for years. He has been a great asset and business partner with our family and helping us through a multitude of real estate transactions. He is very knowledgable, very personable and been there to help through a lot of things. We really appreciate his support and assistance. I would also have to say Grady is great at communication and follow up and just being there to support your family. He has helped us out in many ways and we couldn't have done it without him. As he helped us out a lot.

Russ & Jan Sawler

When I think of Grady, I think of three things. Professionalism, Patience and Persistence. In the entire process of buying our home, Grady was a professional in every sense of the word. He was persistent in dealing with the Realtor, dealing with the bank and most of all he was patient in dealing with us. Grady made it a memorable experience. So if your looking for realestate, Grady is the man to call.

Is It Too Late to Save My Home from Foreclosure?

Is It Too Late to Save My Home from Foreclosure?

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